Bosnia Central Bank reports growth in foreign reserves for January 2026

Total domestic loans amounted to 28.76 billion marks (approx. €14.70 billion) at the end of the month, representing a slight monthly increase of 69.9 million marks (approx. €35.74 million). On a monthly basis, credit growth was driven by the household sector with an increase of 54 million marks (approx. €27.61 million), government institutions with 41.7 million marks (approx. 21.32 million), and non-financial public enterprises with 21.4 million marks (approx. 10.94 million). Conversely, private enterprises saw a monthly decline of 27.4 million marks (approx. €14.01 million), while other domestic sectors decreased by 19.9 million marks (approx. 10.18 million).

The annual growth rate for total loans was much more pronounced, reaching 11.6 percent or a nominal increase of 3 billion marks (approx. 1.53 billion). This yearly expansion was visible across all sectors: government institutions grew by 310.7 million marks (approx. €158.86 million), other domestic sectors by 64.9 million marks (approx. €33.18 million), non-financial public enterprises by 110.6 million marks (approx. €56.55 million), households by 1.59 billion marks (approx. €812.98 million), and private enterprises by 921.2 million marks (approx. 471.02 million).

Total deposits for domestic sectors ended the month at 37.31 billion marks (approx. €19.08 billion), showing a minor monthly decrease of 8.2 million marks (approx. €4.19 million). While deposits from government institutions and non-financial public enterprises fell by a combined 137 million marks (approx. €70.05 million), these losses were partially mitigated by rising deposits in the household sector, private enterprises, and other domestic sectors, which grew by 70.5 million marks (approx. €36.05 million), 38.8 million marks (approx. €19.84 million), and 19.6 million marks (approx. €10.02 million) respectively.